About Us - Home Savings Bank | Mortgages, Buying, Building, Refinancing

Core Values:

Customer First: Always priority #1
Trusted Advisor: Share the knowledge
Engaged & Accountable: Own it!
Teamwork: All in, all the time
Community Focused: Make a difference

Mission:

Provide a team-oriented work environment that encourages and rewards excellence.
Achieve strong financial performance with appropriate risk management, increasing value for our shareholders.
Grow customer relationships with competitive products and superior customer service.
Serve, lead and invest in our communities with integrity and pride.

About Us:

Home Savings, a subsidiary of United Community Financial Corp. (NASDAQ: UCFC), is a full-service community bank headquartered in Youngstown, Ohio.

Founded in 1889, Home Savings has always maintained a commitment to developing long-standing relationships with local residents and businesses. We provide a full range of consumer and commercial banking products and services which includes wealth management solutions like Private Banking, Trust, Investments, and Retirement Plan Services that exceed expectations. With assets of approximately $2.8 billion and approximately 500 employees, Home Savings currently operates 33 retail banking offices, 11 loan production centers and 3 wealth management offices throughout Ohio, Pennsylvania and West Virginia.

In January, 2017 Home Savings acquired Premier Bank & Trust and simultaneously converted the Home Savings charter, changing the name from "Home Savings and Loan of Youngstown" to "Home Savings Bank."

We deliver personalized and trusted advice in addition to robust and easy to use online banking and enhanced Mobile Banking functionality at your fingertips.

Home Savings Insurance Group:

In February of 2016, Home Savings formed the Home Savings Insurance Group with the acquisition of James & Sons, a well-respected local insurance agency that has been serving the Mahoning Valley since 1921. The insurance group was expanded in March, 2017 when Eich Bros. Insurance joined the Home Savings Insurance Group and again in July 2017 when Home Savings acquired the Chuck Stevens Property and Casualty Insurance business.

Community Involvement & Foundation:

One of Home Savings’ greatest strengths continues to be its level of community involvement. Home Savings employees are encouraged to become active members of civic groups, economic development programs, educational projects and urban revitalization efforts. Home Savings supports these efforts and our communities through a charitable foundation established in 1991 to enable the company to support charitable causes in the community. Today, the Foundation focuses contributions in the areas of education, economic development, health care and disadvantaged children and adults. Since its inception, the Foundation has contributed nearly $16 million dollars to non-profit organizations throughout Home Savings’ market areas.

Apply now for a better mortgage experience through Encompass:

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.