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Meet Our West Virginia Team

Jeremy Bryan

Loan Officer
West Virginia & Pennsylvania

Sandy Kokoska

Sales Manager & Loan Officer
West Virginia & Pennsylvania

Annette Hall

Loan Officer
West Virginia & Pennsylvania

Carrie Swaniger

Loan Officer
West Virginia & Pennsylvania

Apply now for a better mortgage experience through Encompass:

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Just click the apply button to get started!

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Home Savings Bank, Corporate Headquarters

275 W. Federal St., Youngstown, OH 44503

330.742.0500    |    1.888.822.4751    |     webmail@homesavings.com

NMLS #494727    |    MEMBER FDIC