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Welcome Home!

 

Home Savings is a full-service community bank serving OH, PA, WV, IN, KY & MI.

 

We deliver personalized & trusted advice in markets we know & neighborhoods we support.

Buying a New Home?

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Building a New Home?

Ready to build the home you’ve always wanted? Turn to Home Savings for a low down payment, competitive rates and exemplary service from seasoned loan professionals.

Refinancing Your Home?

Whether you're looking to reduce your monthly mortgage payment or term, consolidate debt or simply want to access the equity value of your home, Home Savings has a refinance mortgage solution for you.


Free pre-qualification:

We’re available to meet with you any time to make sure your current mortgage is still the best option for you. Knowing how much home you can afford is a benefit to you when you’re house-hunting. You’ll be able to focus on shopping within your budget and will save time when you’re ready to make an offer. Plus, having a pre-qualification provides you with a negotiating tool.

Get pre-qualified today!

Find A Loan Officer

Apply now for a better mortgage experience through Encompass:

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Just click the apply button to get started!

Apply Now

Fulfill your homeowner dreams:

We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Learn More

You're in good hands:

We understand that buying or refinancing a home is one of the biggest financial decisions that you’ll ever make.  It’s a huge investment and needs to be properly handled.  That’s where the mortgage professionals at Home Savings can help.  From our highly qualified mortgage loan officers to the loan processing team, you can expect the highest level of personalized service throughout the entire process. Your loan officer will work with you to explore all the loan programs that best fit your needs, and take you step by step through the application.  With our team approach to loan processing, we’ll make sure you understand everything and make sure you get the best experience possible.

As your Trusted Advisor, we're here to help.  Let's talk today.

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Home Savings Bank, Corporate Headquarters

275 W. Federal St., Youngstown, OH 44503

330.742.0500    |    1.888.822.4751    |     webmail@homesavings.com

NMLS #494727    |    MEMBER FDIC