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  • Calculators
    • Calculate Your Payment
    • Rent Vs Own
    • What is my APR
    • Should I Consolidate Debt
    • Extra Payment Savings
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Calculators

FIND OUT HOW MUCH YOU CAN AFFORD

The following online calculators serve as helpful tools during the mortgage process.

Calculate Your Payment

Calculate your monthly payment and see how the principal is paid over time.

Rent vs. Buy Calculator

Calculate the difference between renting and buying a home.

What Is My APR?

Calculate the APR for fixed-rate or adjustable-rate loans.

Should I Consolidate My Debt?

Determine if you can consolidate your debt by combining it with your home mortgage.

Savings From Making An Additional Payment Calculator

Find out how soon you can pay off your mortgage by making a prepayment.

How To Pay Off Your Mortgage Sooner Calculator

Determine the additional monthly payment amount needed to pay off the loan sooner.

Refinance Break-Even Point Calculator

Find out how long it will take to "break-even" on a refinanced loan.

Tax Savings Calculator

Determine the estimated tax savings with a new loan.

APPLY NOW FOR A BETTER MORTGAGE EXPERIENCE THROUGH ENCOMPASS

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Apply Now
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Home Savings Bank, Corporate Headquarters

275 W. Federal St., Youngstown, OH 44503

330.742.0500    |    1.888.822.4751    |     webmail@homesavings.com

NMLS #494727    |    MEMBER FDIC