Welcome Home!
Sandy Kokoska
Sales Manager & Loan Officer
Call or text: 304.826.0024
Email: SKokoska@homesavings.com
Stop by: 200 Fort Pierpont Dr., Suite 105, Morgantown, WV 26508
NMLS #563834
As your Trusted Advisor, I'm here to help.
I’ve been a mortgage lender for over 30 years and lead the Morgantown team! I pride myself on helping every buyer find the perfect “fit” for their home. Whether building your dream home, buying or renovating, I have the expertise to help get your dream started. My exceptional service and knowledge of the mortgage process allow borrowers to relax and enjoy the excitement of getting into their new home. I also partner with many local real estate professionals and custom homebuilders to provide the best options for clients.
Whatever type of home loan you need, I’m here to help! And at Home Savings Bank, you can always count on a competitive rate, reasonable closing costs and the highest level of attention to your mortgage loan processing and service.
Customer Reviews:
"Sandy was very professional and out-going. She made me feel like she was helping a close friend more than a "customer". I was and am very pleased with the attention she gave me and my family."
~ Matthew, Westover, WV
"I had contact with three employees, Sandy Kokoska, Kristin Shaffer and Chris Skeens. They were courteous, polite and helpful. They totally went the extra mile for me. I was completely impressed. I have been in banking for
over 20 years and their customer service was superior!"
~ Julia, Morgantown, WV
Free pre-qualification:
I'm available to meet with you any time to make sure your current mortgage is still the best option for you. Knowing how much home you can afford is a benefit to you when you’re house-hunting. You’ll be able to focus on shopping within your budget and will save time when you’re ready to make an offer. Plus, having a pre-qualification provides you with a negotiating tool.
Call or email me to get pre-qualified today.
Applying online is quick and easy:
Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check your loan status at your convenience.
Just click the apply button to get started!
