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Welcome Home!

Kathleen Kennedy
Loan Officer

Call or text:  330.507.5181

Email:  KKennedy@homesavings.com

Stop by:  4259 Kirk Rd., Youngstown, OH 44511

NMLS #440012

As your Trusted Advisor, I'm here to help.

I’ve been in mortgage lending since 1988. Having been involved in the entire process as a loan officer, loan processor, underwriter and closer, I offer a great deal of experience in all aspects of helping clients find a mortgage that’s a perfect fit for their needs.

I’m dedicated to making this process successful for you and ensuring that you get the best service possible.

My goal is to help you get the loan that is right for you today and make sure you can rely on Home Savings Bank for all of your financial needs in the future.


Customer Review:

“Our mortgage loan specialist, Kathy Kennedy, was exceptional from start to finish. It was a lengthy process mostly due to delays and postponed decisions on our part but Kathy stuck with us and helped keep us on track all the way through closing.”
~ David, Poland, OH


Free pre-qualification:

I'm available to meet with you any time to make sure your current mortgage is still the best option for you. Knowing how much home you can afford is a benefit to you when you’re house-hunting. You’ll be able to focus on shopping within your budget and will save time when you’re ready to make an offer. Plus, having a pre-qualification provides you with a negotiating tool.

Call or email me to get pre-qualified today.


Applying online is quick and easy:

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check your loan status at your convenience.

Just click the apply button to get started!


NOT a deposit. NOT FDIC insured. NOT insured by any federal government agency. NOT guaranteed by Home Savings Bank.
Insurance products are provided through Home Savings Bank’s affiliate, James & Sons, a licensed insurance agency.
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Home Savings Bank, Corporate Headquarters

275 W. Federal St., Youngstown, OH 44503

330.742.0500    |    1.888.822.4751    |     webmail@homesavings.com

NMLS #494727    |    MEMBER FDIC