Welcome Home!

As your Trusted Advisor, I'm here to help.

I am your source for home financing. With 27 years of experience, I'm committed to earning a lifetime relationship with my clients by providing the best mortgage experience possible. My thorough process ensures my clients will always be dealt with honestly and with the highest integrity. I'm dedicated to being a leader in our industry based on customer satisfaction.

I'm committed to delivering products that provide our clients with financial solutions and help them achieve their personal dreams. I'm devoted to meeting and exceeding my customers’ requirements by offering custom financing solutions while striving to provide world-class service.

Customer Review:

"Todd Fletcher is amazing. He responded very promptly to any of my questions. He made himself available 7 days a week, even on his days off. He also is very courteous and easy to talk to."
~ Mary, New Martinsville, WV

Free pre-qualification:

I'm available to meet with you any time to make sure your current mortgage is still the best option for you. Knowing how much home you can afford is a benefit to you when you’re house-hunting. You’ll be able to focus on shopping within your budget and will save time when you’re ready to make an offer. Plus, having a pre-qualification provides you with a negotiating tool.

Call or email me to get pre-qualified today.

Applying online is quick and easy:

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check your loan status at your convenience.

Just click the apply button to get started!

NOT a deposit. NOT FDIC insured. NOT insured by any federal government agency. NOT guaranteed by Home Savings Bank.

Insurance products are provided through Home Savings Bank’s affiliate, James & Sons, a licensed insurance agency.